Category: Rewards
2756 | South Carolina | USA | | Comments

I have a no fee rewards credit card (1% cash back), and I get points every time I use my debit card as credit at a store that I can trade in for cash. By only spending what I can afford to pay back at the end of the month on these cards, I’m both building credit AND getting money for free by keeping on top of my spending so that I never pay overdraft or interest fees! IYAMCHEAP

(+67 rating, 89 votes) Good Save!Bad Save!

If you shop somewhere that offers free items or discounts when you sign up for their points/rewards/stamp program, do it, even if you don’t go there often. This is doubly important for groceries and restaurants. I’ve saved hundreds of dollars in groceries over the past year, and more than once my (famous sub chain) points card has bought me lunch when I’ve been totally broke! IYAMCHEAP

(+67 rating, 79 votes) Good Save!Bad Save!
2241 | California | USA | | Comments

My roommates and I all share the same grocery rewards card—the kind that earns you points towards cheaper gas. Then, we take turns using the points to fill up our cars. It doesn’t take much effort but we all get to reap the benefits. IYAMCHEAP

(+104 rating, 114 votes) Good Save!Bad Save!
1770 | Newfoundland, Canada | Canada | , | Comments

I do this at Subway, but any restaurant with a point system works! Buying a sub will get you points, and enough points is a free sub of any kind. I buy the cheapest subs (ham, pizza, etc.) until I have enough points, then I redeem them for the most expensive subs (steak and bacon)! This might not seem like a lot, but a six inch of the expensive subs costs more than a foot-long of the cheap ones! I make sure to load up on the (otherwise) expensive fresh vegetables, too. That’s how IYAMCHEAP.

(+96 rating, 116 votes) Good Save!Bad Save!